Opinions expressed therein are solely those of the reviewer. Only detects my Citi Double Cash, but not my custom cash. You can also see at a glance which factors are impacting your score positively or negatively. Citi Cards: Log In or Apply Citi Cards Monday through Friday 9am to 8pm ET Additional Phone Numbers Technical Assistance 1-888-345-8034 For TTY: Use 711 or other Relay Service Outside the U.S., Canada and Puerto Rico, Call Collect 1-423-477-6612 Delivery/Express Payments Attn: Consumer Payment Dept. Put $0 if you currently don't have a rent or mortgage payment. Another way to boost the value of your points is with the Citi Rewards+ Card, which earns a 10% points rebate on the first 100,000 points you redeem each year. The eligible spending categories include: Once you reach the $500 cap for earning 5 percent back on your top spending category, youll keep earning 1 percent back on those purchases in the same category until a new billing cycle begins. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Chase will set the bonus categories each quarter, but in the past, weve seen common vendors such as Amazon, Walmart, home improvement stores and gas stations included in these rotating categories. But you can book some of the best first-class flights in the world with ThankYou points, including Emirates first class and Singapore Airlines first class. Then, click the Sign On to access your online account. It can also make sense to have more than one Citi card because there's a synergy with certain benefits. The card offers 5x points (or 5% cash back) in your top select category every billing cycle, for up to $500 of spending. Sign-up bonus: Citi Custom Cash Card holders can earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. However, if you want to get outsized value, consider transferring your points to one of Citi's 16 partner travel programs. For example, the Citi Rewards+ Card offers a 10% rebate on points redemptions (on the first 100,000 points you redeem per calendar year). Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. That means you can earn cash back virtually anywhere you go. CITI , CITI and Arc Design are registered service marks of Citigroup Inc. Calls may be monitored or recorded for training and service quality purposes. At more expensive hotels, Wyndham points can yield a higher value. Where can I check my credit card application status? When you give us your email address, we may then send you emails on a variety of subjects . Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card. Enter your cell phone number and well send you a link to install the WalletHub app. While many airlines operate distanced-based award charts or have ditched award charts altogether in favor of dynamic pricing, Turkish Airlines has a zone-based partner award chart. Ask Citibank customer service to send you the new PIN either in the mail, over text, or by email. Citi Custom Cash Card Our rating: 4.5 See your approval odds Apply now at Citi's secure site Intro Bonus $200 Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. If you dont already have an account, you will need to start by clicking Register for Online Access in order to set up a username and password. Plus, earn 1X ThankYou Points on all other purchases, Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com. Thats a pretty big bonus for a no annual fee card thats actually useful. It should be listed on the back of your credit card. Terms apply to the offers listed on this page. Rewards are earned as Citi ThankYou points, and you can redeem them for cash, statement credits, gift cards and travel. Its free to enroll and monitoring begins as soon as youre signed up. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. That means you wont be held responsible for unauthorized charges to your account, online or otherwise, if your card is lost or stolen. Whether you shop at warehouse clubs, Amazon, Target, Walmart or pet supply stores, you can get 1 percent cash back on those purchases. Here are all the ways to earn Citi ThankYou points and the best ways to redeem them for maximum value. Its awesome to have a no annual fee card that can help you maximize rewards. Improve earnings, maximize rewards and track progress toward dream trips. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. Check the data at the top of this page and the bank's website for the most current information. 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. You may find that your spending habits change frequently and want a card customized to your lifestyle. Browsing the ThankYou points site, you'll see all sorts of options to use Citi points. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Citi will only issue one Citi Custom Cash Card account per person. This could potentially be a compelling offer for cardholders who want to maximize their purchases with its up to a terrific 5% cash-back rate. We heard from customers that theres a strong desire to carry a card that keeps up with them and automatically adjusts to their ever-changing lifestyle, said Pam Habner, Head of U.S. Request up to 100 cashback when making in-store purchases. Identity theft protection that monitors and alerts cardholders in case of suspicious activity. Another card with a comparable rewards rate to the Custom Cash is the Chase Freedom Flex. To ensure youre earning 5 percent cash back on your category of choice, such as groceries, you must use your Citi Custom Cash primarily at the grocery store and not as much elsewhere. Checking your balance with an app is similar to checking it online, and its just as easy. This award flight would cost nearly $3,600, which means you're getting a value of just under seven cents per point after accounting for the $275 in taxes. Citi Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. The issuer did not provide the details, nor is it responsible for their accuracy. Please review our list of best credit cards, or use our CardMatch tool to find cards matched to your needs. The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. As a side note, you to call Wyndham Rewards at 800-441-1034 to book Vacasa rentals. The Citi Custom Cash Card earns 5% on up to $500 spent in your highest spend category per billing cycle, then 1% back on all other spending. If you want a cash back rewards card that fits your lifestyle, the Citi Custom Cash Card could be what youre looking for. That way you can lock your account or take other action as needed. The Citi Custom Cash Card is a cash back rewards credit card with no annual fee. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The exact steps required to activate a credit card depend on the card issuer, so its best to follow the instructions from the sticker attached on your card. The Citi Premier has a $95 annual fee: Is it worth it? The first card to consider would be the Citi Double Cash. No-annual-fee* Mastercard automatically adapts to reward cardmembers with 5% cash back on their top eligible spend category each billing cycle. That means youll earn 5% back (or 5 points per dollar) on the first $500 spent on your top eligible spending category. Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Privacy Policy. You can check your credit card application status either online or over the phone, depending on the credit card company. This card is also one of the best 0% interest credit cards. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Catch up on CNBC Select's in-depth coverage ofcredit cards,bankingandmoney, and follow us onTikTok,Facebook,InstagramandTwitterto stay up to date. Call Citibank customer service at 1-800-950-5114, or call the number on the back of your Citi Custom Cash credit card. Keep an eye on your inboxwell be sending over your first message soon. Plus, youll enjoy the uncapped earning potential on the Double Cash if your spending exceeds the $500 limit on the Custom Cash. If you call and attempt a PC today, please share the outcome and what card you tried PC'ing from. And there are specific hotel redemptions that can be more lucrative. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. You can then cash out your points to pad your savings account or transfer them to one of Citi's many travel partners to book first-class flights and luxury hotels on the cheap. Clicking See your approval odds will authorize us to run a soft credit pull, which well need to estimate your approval odds. All Rights Reserved. And, going forward, this group is eager to resume their favorite activities and get rewarded for doing so, reporting that theyre most looking forward to traveling (66%), going to a restaurant (45%), going to a concert (31%), going to a party (25%), and going to an in-person workout or fitness class (17%). Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. Though Citi doesnt offer quite as many of these promotions as other card issuers, you still have a chance to snag a top match. Technically, the Citi Custom Cash Card and Citi Double Cash Card are cash-back cards. 5% cash back on purchases in top eligible spend category each billing cycle, up to the first $500 spent (then 1%); unlimited 1% cash back on all other purchases. You'll enjoy a 0% annual percentage rate (APR) for 15 months on purchases and balance transfers; after that, the variable APR will be 18.74%-28.74%, based on your creditworthiness. How can I log in to my Wells Fargo Active Cash account online? All rights reserved Citibank UK Limited 2023. Your Citi Debit Card gives you complete access to your Citi accounts, allowing you to make payments and withdraw cash at millions of locations throughout the world, 24 hours a day, 365 days a year. At the time of writing, there are a handful of Choice Hotels available in Oslo, Norway for 16,000 Choice points per night. The Custom Cash still has a slight leg up on the Flex since your top spending category changes each billing cycle based on your spending habits. , which can hurt your chances of getting a good credit card in the future. To log in to your Citi Custom Cash Card account, go to the login page on the Citibank website or mobile app and enter your username and password in the appropriate fields. The standard variable APR for cash advances is 25.24%. One of the best first-class redemptions is from New York to Frankfurt for 97,000 miles, while other first-class flights cost 140,000 or more. For more information, check out. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. With the Citi Custom Cash Card,. The Citi Custom Cash Card is a Mastercard credit card that's focused on earning cashback rewards. Here you can find limited-time offers to help you maximize savings, earn reward points, enjoy additional benefits and more. Please view our advertising policy page for more information. This wont impact your credit score. However, the cashback is earned in the form of ThankYou points (one point equals one cent) and the points you earn with these cash-back cards can be pooled with other Citi cards, like the Citi Premier or Citi Rewards+. Link your Citi Debit Card to any ofyour UK Citi accounts, Using your debit card safely and securely online, Things to know before using your card abroad, How to dispute a Citi Debit Card transaction, What to do in the event of a lost or stolen card, Explore a wide range of experiences and offers in destinations around the world, Enjoy a premium concierge service and access to hundreds of airport lounges. You can purchase gift cards with Citi points (one cent per point) and there occasionally are gift card sales for 10% off. Rebecca Lake This is a solid option when cash fares are low, plus you'll earn miles on the flight. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Either of these methods will let you see the most up-to-date credit card balance when you check. The Citi Custom Cash Card offers significant value in that sense. It costs 50,000 Virgin points one-way for a nonstop business-class award to Europe on Delta and 48,500 points one-way for an off-peak award with Air France or KLM (58,500 points during peak dates). To activate a credit card, call the number on the back of the card or go to the website listed on the activation sticker attached to the card. The Citi Custom Cash Cards rewards structure and card benefits pack a punch, making it an excellent cash back card. The card automatically adapts to cardmembers ever-changing spending needs, rewarding them with 5% cash back on their top eligible spend categoryranging from restaurants to grocery to select streaming and travel plus moreeach billing cycle up to the first $500 spent, and 1% cash back on all other purchases. This is a recurring post, regularly updated with new information. However, we may receive compensation when you click on links to products from our partners. Citibank UK Limited is a company limited by shares registered in England and Wales with registered address at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB, Companies House Registration No. Your Citi ThankYou points are worth 1 cent each when redeeming for flights or gift cards. After its downloaded, log in with your credentials. Note that you can also combine your rewards if you have the Citi Double Cash or the Citi Rewards+ Card for even more cash back. Annual feeNone. Thats where the Citi Custom Cash comes in. Choice Hotels also runs the Sweet Spots promotion, which features discounted award rates at select hotels and can yield similar values per point. You can even use Wyndham points to book vacation rentals with Vacasa for 15,000 per night per bedroom. Citi Custom Cash Card: 5x Points & No Annual Fee, Citi Custom Cash Card Details For April 2023, Citi Custom Cash Offers 20,000 ThankYou Points (Or $200), Citi Custom Cash 5x ThankYou Points (Or 5% Cash Back), How Citi Custom Cash Bonus Categories Are Defined, How Citi Custom Cash Fits Into Citi ThankYou Ecosystem, Citi Custom Cash Is No-Brainer If You Earn ThankYou Points, Citi credit card application restrictions, American Airlines Credit Card Eligibility Rules Explained, Citi AAdvantage Executive Card Review: Best Admirals Club Deal, Please view our advertising policy page for additional details about our partners, 5x ThankYou points (or 5% cash back) on your top eligible spending category, on up to $500 spent each billing cycle, 1x ThankYou points (or 1% cash back) on all other purchases, Your top eligible spending category can change with each billing cycle, and youll automatically receive the 5x ThankYou points (or 5% cash back) on whatever your highest spending category is, Theres no need to register, or to specify in which category you want to earn 5x points, as it will be automatically determined, Drugstores includes standalone drugstores and generally includes pharmacies in grocery stores, general merchandise and discount superstores, and wholesale and warehouse clubs, Fitness clubs includes membership fee and other purchases at athletic, sports, and recreation facilities requiring memberships, such as health, tennis, and swimming clubs, Home improvement stores includes home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries, varnishes, and supplies stores, Live entertainment includes concerts, live sporting events, live theatrical productions, amusement parks, and orchestras, Restaurants includes cafes, bars, lounges, and fast food restaurants, Select streaming services includes the following cable, satellite, and streaming service providers Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal, Select travel includes airline, hotel, cruise line, and travel agency purchases, Select transit includes car rentals, ferries, commuter railways, subways, taxis, limousines, car services, passenger railways, bridges and road tolls, parking lots and garages, bus lines, and motor home and recreational vehicle rentals, The card has a solid bonus, particularly given that it has no annual fee, and youre eligible even if youve received the bonus on other Citi cards, Being able to earn 5x ThankYou points per dollar in the select category where you spend the most (with a $500 limit per billing cycle) all for a no annual fee card is a great opportunity, As you can see, you have your choice of several bonus categories, from more niche categories like drugstores and home improvement stores and fitness, to more mainstream categories like dining and gas stations.
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